Credit cards are an excellent way for students to build credit and manage their finances. Students can access rewards, discounts, and other financial incentives with the right card.
Canada has a variety of credit cards that are specifically tailored to the needs of students.
The best credit cards in Canada for students offer competitive interest rates, rewards, and perks that can help students save money and build their credit history.
Best Credit Cards In Canada For Students
TD Cash Back Visa Infinite Card
TD Cash Back Visa Infinite Card, one of the best credit cards in Canada for students, is a rewards credit card offered by TD Bank. It offers 1% cash back on all purchases and 3% on groceries, gas and recurring bills.
It also features no annual or foreign transaction fees and a travel insurance package. The card also offers travel discounts, including 10% off at participating hotels and car rentals.
Scotiabank Student GIC Program Visa Card
The Scotiabank Student GIC Program Visa Card, one of the best credit cards in Canada for students, is a credit card designed for international students studying in Canada.
It gives students access to a low-interest rate, no annual fee, and exclusive rewards and benefits. The card also offers a Student GIC Program that allows students to open a GIC account and earn interest on their deposits.
The GIC funds are guaranteed by the Government of Canada and are available to students for up to three years. The card also offers exclusive discounts and offers from Scotiabank’s partners.
MBNA Rewards Platinum Plus Mastercard
The MBNA Rewards Platinum Plus Mastercard, one of the best credit cards in Canada for students, is a rewards credit card offered by MBNA that provides a range of rewards and benefits for cardholders.
With this card, cardholders can earn rewards points with every purchase and redeem them for various rewards such as travel, merchandise, gift cards, and more.
This card also offers a low introductory APR, no annual fee, and many other benefits.
BMO CashBack World Elite MasterCard
BMO CashBack World Elite MasterCard, one of the best credit cards in Canada for students, is a rewards credit card the Bank of Montreal offers.
It offers cardholders generous cash-back rewards on everyday purchases and travel and insurance benefits.
Benefits include 2% cash back on all purchases, 1.5% on foreign currency purchases, up to 4% cash back on select sales, and a 25% travel bonus.
In addition, cardholders receive travel insurance, rental car insurance, and extended warranty coverage.
CIBC Aventura Visa Card
The CIBC Aventura Visa Card, one of the best credit cards in Canada for students, is a travel rewards credit card the Canadian Imperial Bank of Commerce (CIBC) offers.
It offers a variety of benefits, including travel rewards points, free insurance coverage, no annual fee, and low-interest rates.
In addition, cardholders can earn points for purchases made with the card, which can be redeemed for travel rewards such as airfare, hotel stays, and car rentals.
The card also offers free insurance coverage for travel, car rentals, and purchases made with the card. In addition, cardholders can also access exclusive offers, discounts, and rewards programs.
RBC Visa Platinum Avion
RBC Visa Platinum Avion, one of the best credit cards in Canada for students, is a rewards credit card the Royal Bank of Canada offers.
It gives cardholders access to the RBC Rewards program, allowing them to earn points for every dollar spent on eligible purchases. These points can be redeemed for travel rewards, merchandise, gift cards, and more.
The card also offers additional benefits like travel insurance, exclusive discounts, and a concierge service.
PC Financial World Elite MasterCard
PC Financial World Elite MasterCard, one of the best credit cards in Canada for students, is a credit card issued by the President’s Choice Financial bank.
It offers a range of rewards, such as travel and retail discounts and exclusive access to events and experiences. In addition, it offers travel insurance, car rental discounts, and a low APR.
The card has a minimum annual fee, and rewards points can be redeemed for various items, including travel and merchandise.
Desjardins Odyssey Gold Visa
The Desjardins Odyssey Gold Visa, one of the best credit cards in Canada for students, is a rewards credit card that provides cardholders with a generous rewards program and a range of travel benefits.
Cardholders earn 1.5 points for every dollar spent, which can be redeemed for various travel rewards, such as flights, hotel stays, and car rentals.
Cardholders also receive complimentary car rental and travel medical insurance, and purchase protection insurance. The card also comes with a low annual fee and a low-interest rate.
American Express Cobalt Card
The American Express Cobalt Card, one of the best credit cards in Canada for students, is a travel rewards credit card issued by American Express Canada.
It offers an attractive rewards program, with 5 points earned for every $1 spent on eligible dining, groceries, and food delivery purchases and 2 points per $1 spent on eligible travel purchases.
The Cobalt Card also offers additional benefits, including exclusive events and discounts, complimentary travel insurance, and the American Express Invites program access.
Home Trust Preferred Visa
The Home Trust Preferred Visa, one of the best credit cards in Canada for students, is a credit card offered by Home Trust Company, a Canadian financial services company.
The card offers a low-interest rate, no annual fee and a rewards program that provides cash back on eligible purchases.
The card also offers a range of benefits, including travel insurance, extended warranty coverage and purchase protection. The card is accepted at millions of locations worldwide, making it an excellent choice for international travel.
Conclusion
Choosing the right credit card for students can be a complicated decision. With so many options, it is essential to research and finds the card that best suits your needs.
The best credit cards in Canada for students offer competitive interest rates, rewards, and perks that can help students save money and build their credit history.
Finding the right credit card will help students manage their finances and establish a strong credit history.
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