10 Best Credit Cards in UK for Students

Finding the best credit cards in UK for students can be daunting. Knowing which is right for you can be challenging with so many choices available.

Fortunately, there are a few key things to consider when choosing a student credit card. This guide will outline the best credit cards in the UK for students, focusing on low-interest rates, rewards, and other features.

From cashback rewards to low APRs, we’ll cover all the essential details so you can make an informed decision and get the most out of your credit card.

Best Credit Cards in UK for Students

Barclays Student Credit Card

The Barclays Student Credit Card, one of the best credit cards in UK for students, is a credit card designed specifically for students. It offers 0% APR on purchases, no annual fee, and cashback rewards.

It also provides a variety of exclusive discounts and benefits, including access to research and study resources and a low-interest rate on balance transfers. The card also provides fraud protection and identity theft protection.

This card is an excellent way for students to build their credit history and help them establish a good credit score.

Lloyds Bank Student Credit Card

Lloyds Bank Student Credit Card, one of the best credit cards in UK for students, is a credit card designed specifically for students in the UK. The card has a low APR of 18.9% and no annual fee.

It also offers features and benefits, including 0% interest on balance transfers for the first four months, discounts on student-related purchases, and cashback rewards for purchases made at certain retailers.

The card also comes with fraud protection, monitoring, and 24/7 customer service.

Santander Student Credit Card

The Santander Student Credit Card, one of the best credit cards in UK for students, is an excellent option for college students looking to build their credit.

It offers competitive rates, a generous rewards program, and several tools to help students manage their spending. The card also has valuable purchase and fraud protection to help keep students safe.

This is an excellent choice for students with no annual fee and a low APR.

Halifax Student Credit Card

The Halifax Student Credit Card, one of the best credit cards in UK for students, is a credit card aimed at students. It offers 0% on purchases for the first 12 months and 0% on balance transfers for the first three months.

It also provides cash back rewards, including 5% cash back at selected retailers and 1% cash back on all other purchases. The card also has no annual fee and a competitive APR.

Halifax’s financial education and support make it an attractive option for students.

NatWest Student Credit Card

The NatWest Student Credit Card, one of the best credit cards in UK for students, is a credit card designed specifically for students.

It offers a range of benefits, including 0% interest on purchases for the first three months and cashback rewards, discounts, and travel insurance.

The card also features contactless payments so students can make payments quickly and easily. The card also has a low credit limit of £500, perfect for students just starting.

Bank of Scotland Student Credit Card

The Bank of Scotland Student Credit Card, one of the best credit cards in UK for students, is designed to help students manage their finances.

It provides an interest-free period of up to 56 days, a low APR of 18.9%, and other features such as contactless payments, online banking and cashback rewards.

The card also offers a range of benefits, such as discounts at major retailers and access to exclusive deals. It is an excellent way for students to get a head start on building their credit history and helping them manage their money.

TSB Student Credit Card

The TSB Student Credit Card, one of the best credit cards in UK for students, is a credit card specifically designed for students. It offers a low-interest rate, no annual fees, and an exclusive rewards program.

It also has the option to set up automatic payments to ensure you never miss a payment. Plus, you can use the card anywhere Mastercard is accepted.

This card is ideal for students who are looking for a credit card that is both affordable and convenient.

MBNA Student Credit Card

MBNA Student Credit Card, one of the best credit cards in UK for students, is a credit card specifically designed for students. Its low credit limit of £500 makes it suitable for those with a limited income.

It also comes with a range of benefits, such as no annual fee, 0% interest on purchases for up to 12 months and cashback rewards. Additionally, it offers online account management and fraud protection.

The MBNA Student Credit Card is an excellent option for students who want to build their credit rating and manage their finances responsibly.

Capital One Student Credit Card

Capital One Student Credit Card, one of the best credit cards in UK for students, is a credit card specifically designed for students. It allows students to build a credit history, earn rewards, and use low-interest rates.

Cardholders can also use cashback rewards, a 0% introductory APR, and no annual fees. The card also offers fraud monitoring, online access, and flexible payment options.

It is an excellent way for students to start building their credit history while taking advantage of the benefits of a credit card.

Virgin Money Student Credit Card

The Virgin Money Student Credit Card, one of the best credit cards in UK for students, is a credit card designed specifically for college students.

It offers competitive rates, no annual fee, and rewards points on everyday purchases. It provides a 0% introductory APR on purchases and balance transfers for the first six months.

The card offers exclusive discounts at select stores and restaurants and additional cashback on chosen purchases.

Conclusion

Choosing the right credit card for students in the UK is an important decision, and it’s essential to take your time and compare your options.

You can get the most value from your credit card by looking at features like rewards and low-interest rates. So whether you’re looking for cashback rewards, 0% APR for a set period, or low-interest rates, there’s a credit card out there.

With this guide, you can find the best credit card in the UK for you and your needs.