Ohio is home to some of the most affordable car insurance premiums in the United States.
The state offers many insurance options and ways to find some of the cheapest car insurance in Ohio.
This article will discuss the factors influencing insurance premiums and provide tips to help you find the best rate.
Cheapest car insurance in Ohio
GEICO
GEICO is an American auto insurance company headquartered in Chevy Chase, Maryland.
It is the 2nd-largest auto insurer in the United States, after State Farm.
GEICO was founded in 1936 by Leo and Lillian Goodwin and is now a wholly-owned subsidiary of Berkshire Hathaway.
GEICO offers a variety of insurance products, including auto, home, renters, life, and business insurance. It also provides roadside assistance, travel insurance, and accident forgiveness and stands as one of the outstanding cheapest car insurance in Ohio.
In addition, GEICO provides discounts for military personnel, safe drivers, and good students.

State Farm
State Farm is an American insurance and financial services company headquartered in Bloomington, Illinois.
It is the largest property and casualty insurer in the United States and the largest auto insurer in the United States, and one of the Cheapest car insurance in Ohio.
State Farm also has significant investments in mutual funds and offers banking and other financial services.
It provides home, auto, life, health, business insurance, and other financial services, such as retirement planning and investments. State Farm also offers discounts for customers who bundle multiple products, such as a home and auto policy.
Nationwide
Nationwide Insurance is a large, multi-line insurance and financial services company based in the United States.
It operates in all 50 states, with its corporate headquarters in Columbus, Ohio.
The company offers various products and services, including auto, home, life, business, farm, speciality insurance; banking and financial services; and retirement planning services.
It is one of the world’s most comprehensive insurance and financial services companies.
Progressive
Progressive Insurance is an auto insurance company headquartered in Mayfield Village, Ohio.
It is the cheapest car insurance in Ohio and was founded in 1937; Progressive offers Insurance for cars, motorcycles, boats, RVs and commercial vehicles, as well as home and renter’s insurance.
The company also provides many other types of Insurance, including life, pet, and travel insurance.
Progressive is one of the largest auto insurance providers in the United States, with over 13 million policies in force.
In addition, the company has a vast network of independent agents and a website and mobile app to help customers find the best coverage for their needs.

Allstate
Allstate Insurance is a leading provider of personal property-liability Insurance and other related products and services in the United States.
It is one of the largest insurers and cheapest car insurance in Ohio, providing coverage for individuals and businesses since 1931.
Allstate offers a wide range of products and services to meet the needs of its customers, including auto, home, life, and health insurance, as well as financial services and retirement planning.
Allstate prides itself on providing excellent customer service and competitive rates to its customers.
Encompass Insurance
Encompass Insurance is a property and casualty insurer offering auto, home, business, umbrella, and other insurance products.
They are part of the Allstate Insurance Group and offer customers various discounts and coverage options.
They also offer a mobile app allowing customers to manage their policies, make payments, and access helpful information.
Encompass Insurance is dedicated to providing quality protection and customer service for its customers.
Liberty Mutual
Liberty Mutual Insurance is a global company with over 45,000 employees and operations in 30 countries.
Liberty Mutual provides various products and services, including personal auto, home, life, and business insurance and speciality lines such as workers’ compensation, commercial auto, and global marine and energy.
The company also offers a variety of coverage options and customizable plans to meet the needs of its customers.
Grange Insurance
Grange Insurance is a large, regional insurance company that serves customers in Ohio and 11 other states.
It offers auto, homeowners, boat, and life insurance and specialized coverage for farms, businesses, and other groups.
Grange Insurance is committed to providing excellent customer service, competitive rates, and innovative products.
In addition, the company is an active member of the local community, supporting numerous organizations and charities.
CSAA Insurance Group
CSAA Insurance Group is an AAA-affiliated company that provides home, auto, and other insurance products to members of AAA and other organizations.
The company has been in operation for over a century and has grown to become one of the largest auto insurers in the United States.
The company offers various coverage options, including roadside assistance, rental car coverage, towing, and more.
They also offer discounts for safe drivers and multi-car policies.
Motorists Mutual
Motorists Mutual Insurance is an insurance company based in Columbus, Ohio.
It is one of the oldest mutual insurance companies in the United States and specializes in auto insurance.
The company provides a range of coverage options, including liability, collision, comprehensive, uninsured motorist, and medical payment coverage.
Motorists Mutual also offers roadside assistance, emergency travel expense coverage, and discounts for safe driving.

Summary
The cost of car insurance in Ohio is influenced by various factors, such as the type of car you drive, your age, your driving record, and the coverage you choose.
Additionally, discounts may be available for good drivers and those with multiple vehicles.
Therefore, to find the cheapest car insurance in Ohio, it is essential to compare quotes from various providers to find the best rate.
Additionally, drivers should take advantage of discounts and use an online calculator to determine their ideal coverage level. With these tips, drivers in Ohio can find the best rate for their car insurance.